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Archive for April 1st, 2010

Entrepreneurs are being turned onto Regulation D in droves. Regulation D Rule 504, 505 and 506 allow companies a more lenient fund raising process than those who choose to go public by other means. In the past year I’ve seen more PPM consultants pop up on the internet than ever before and I have to admit I’m concerned. As a veteran in this field I’ve seen it all, now we have a legion of self proclaimed Reg. D gurus who buy templates, add some text and tell their clients that they are delivering a customized offering memorandum; here’s where things go bad and a difficult situation gets even worse. You have this worthless document, now what?

You need to gain the confidence and capital of accredited investors without soliciting as dictated in Regulation D Rule 502c. Now you have a worthless document that you can’t solicit investment capital for (which your guru consultant never told you but took your cash anyway) so how are you suppose to raise funds for your company? First, you’ll find that you’ll eventually need to make your way to an actual PPM author, not a broker so that you can get a PPM that protects you from lawsuits and gives the investor a real breakdown of the upside and downside of your business.

Next you’ll need to find a “Investor Finder”, yes this is an actual term for an individual or corporate entity that is completely submerged in the accredited investor realm and is able to match your opportunity with friends that he/she has in their database of real, accredited investors. This is the second half of the PPM equation.

Don’t kid yourself and don’t allow yourself to be lied to; you’re going to need a seasoned professional to help introduce you to investors that have the capital to help you get to where you need to be. Friends, family and employees will commit to investing in your company until your PPM is completed and it’s time to make good on their commitment; all of a sudden little Johnny needs braces and Sally is in the hospital with pneumonia, this happens all the time. Now what? With a real Private Placement Memorandum and a solid Investor Finder you’re problems are basically over. Investigate where the author and I.F. stand in the Internet public domain and after you find a company that meets your needs, get moving and start raising capital.

The internet tells all when it comes to reputations, you’ll be able to tell the difference between a seasoned veteran and a startup consultant after on Google Search and a phone call. A PPM can make raising capital quick and easy if you have the right firm in your corner.

Private Placement Memorandum, call Princeton Corporate Solutions at 267-233-0183Take Your Company Public the easy way!

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Finding the right merchant account provider for your retail business can be a tricky process. You will find numerous merchant account providers to select from with all sorts of prices and costs connected with them. So how can you possibly save your time and cash making the correct decisions for your business?

Merchant account services are the services that allow you to accept credit cards as payments, both online and off, can help you handle the credit card transaction processing. Without merchant accounts, your clients would have to pay with cash or check- and believe it or not, most clients will spend a lot more if they can swipe their card and worry about the bill later.

The Cost of Accepting Credit Cards

Merchant accounts could be costly. You will find numerous providers of merchant accounts which are reputable and offer great value for their service- but there are even more providers of merchant accounts that charge excessive fees and have hidden expenses that you were not aware of when agreeing to use their support to accept credit cards online.

Costs range from per transaction costs (usually a percentage or a few cents on each card processed) to monthly or annual maintenance fees that may range from a few dollars to a few hundred dollars.

Well the first typical move for a business owner would be to jump onto a popular search engine, kind in “merchant account” and start looking through every merchant accounts providers website, correct? Well the point is that when you type in those keywords you’ll be matched with over 75 million merchant account websites.

Now tell me, who has the time to discover a legitimate, merchant account website that won’t cost them numerous dollars a year in hidden fees claiming they have the lowest prices on the internet? That’s precisely the issue with finding a legitimate merchant account processor over the internet.

You can check out best merchant account for this.

You need a company that you simply can trust to compare multiple merchant account quotes with while saving your time and money. Stop stressing yourself out from looking through the millions of merchant account websites that are available to cost you tons of hidden costs.

Discover how to do your Merchant Account Reviews the right way. If you want to know more about this subject, go here: merchant account comparison

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There are many ways to use capital without using bank loans, lines of credit and other shady methods like shelf corps and bogus platform scams. If you are truly trying to raise capital for your company here are some simple breakdowns of your options with a quick definition for each one:

 PIPE: Private Investment In Public Equity this is used primarily by mutual funds and private investment firms where they buy discount stock in order to raise capital, there are two types of PIPEs traditional where common and preferred stock is issued at a set cap to raise money for the issuer and a structured pipe issues convertible debt.

 DPO: Direct Public Offering is when you sell equity shares directly to customers, suppliers and employees.

 PPM: Private Placement Memorandum is also known as an offering memorandum takes advantage of Regulation D rule exemptions 504, 505 and 506. This process came into existence with the’33 securities act and popularized in the late’80s, companies can raise money from the public via private placement; there is virtually zero interaction with the SEC after you file form d as long as you stay legal. (most popular form of fund raising).

 IPO: Initial Public Offering: extremely expensive, need SOX 404 audits, must have board of directors, quarterly financial reports to shareholders, report heavily to the SEC and 1 out of every 1000 companies that want an IPO actually qualify. I love participating in these but most companies just can’t qualify for one reason or the other.

 OTCBB: Over the Counter Bulletin Board is an electronic quote system that is the next best thing if you can’t go public via ipo, there is minimal red tape to startups and small businesses and is legitimized by the stringent ongoing reports to the SEC which keeps investor confidence high (these are extremely solid and I suggest this structure to companies when I am hired by their company or legal team as a consultant as a fast, easy way to raise big capital from the public otc)

 Pink Sheet: you can look at pink sheets as the Burger King, while the OTCBB is McDonalds, they are competing otc mechanisms. Pinks sheets are commonly referred to as penny stock and notorious for ‘pump em’ and dump em’ controversies and a lot of crooked people are involved with this platform. This is not a long term process that will allow one’s company to grow, pink sheets companies are typically short lived but it is cheap to set up but not a professional structure that could be upgraded in time to an IPO.

 Reverse Merger: a group funds the filing and creation of a public shell, they then sell that shell to a company that wants to go public, the established company merges it’s entity into the public shell. The sellers retain around 30% equity after they charge an upfront fee of 300k to 1m. 99% of reverse mergers are successful with the merger, but unsuccessful to bring them to trade and the entity basically just fizzles out.

Taking your company public is actually quite simple and inexpensive when you have the right consultant putting the structure together for you. There are countless ways to raise capital quickly and easily. It’s important that you understand your options before you waste time entering into the red tape infested banking system for a loan.

Want To Go Public With Your Company, call Princeton Corporate Solutions at 267-233-0183Take Your Company Public the easy way!

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In a perfect world, renting a car would be a straightforward process. Unfortunately, with all of the surcharges and fees that are tacked onto car rental rates, the process of trying to get the most for your money can get confusing and time-consuming. When a person needs to rent a car, whether for a vacation or business purposes, there is really no way around it, so it pays to be a smart consumer by doing extensive research and gaining a full understanding of the various added expenses that are involved. Before jumping into a car rental agreement, consider a few of the tips below that will help you realize the best rates possible.

Research Pays- This is probably an example of overstating the obvious, but it is a great idea to perform multiple levels of research when trying to find the best rental car rates. The advertised rate of a certain vehicle may increase exponentially if hefty fees are added to the final price, so it is a good idea to study up on the individual policies of several rental agencies. It is also a wise move to search for personal reviews of various rental car entities in an effort to gauge overall customer satisfaction with respect to rates.

Try Your Hand At Bidding- There are various places upon the web that grant consumers an opportunity name their price for rental cars. These services could assist in saving a lot of money, or at the absolute minimal, one could be capable of renting a luxury automobile for an economy cost.

Be Knowledgeable On Where The Ad On Charges Come From- One of the best ways to avoid all the additional fees is to understand what fees each company will add on, and find away to remove them. For instance, when you are under 25 there are additional fees added, so make sure that, if possible, someone over 25 can rent the vehicle. Another way to save is to one have one driver during the rental period, additional drivers equal additional fees. Then there is the gas tank issue, always make sure that you fill the car up with gas before you return it, otherwise you will be charged a hefty fee for the company to fill the car up. The last, but possible most important things to understand is that you will not need to take out the extra rental insurance, since your personal auto insurance (and maybe even your credit card company) will cover you while you are traveling in your rental.

One last thing to keep in mind is to always ask for discounts. Many times companies do advertise specials and will only present them when asked by the customers. Following these step will have you in the best priced rental, as long as you take some time and shop around.

If you are ready to holiday in Australia be sure to use the car hire Surfers Paradise has loved for years. Go to www.budget.com.au for the best deals available. You can also get a brisbane car rental vacationers have enjoyed while traveling from sight to sight.

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